Home Loan Rates in 2026 (India) — January 2026 Published Bank Rates, Buyer Benefits, and a Borrower-Grade Checklist
January 2026 snapshot of published home loan interest rates across major banks in India—plus PMAY-U 2.0 eligibility notes, tax-regime clarity, and a borrower-grade checklist to help buyers choose the right loan structure, not just the lowest “starting rate.”


