Buyer & Seller Guides

Expert buyer and seller real-estate guides by Arosh John — covering Thane, Mumbai and India. Learn documentation, taxation, TDS, RERA, and transaction best practices.

Buyer’s Step-by-Step TDS Compliance Checklist (NRI Seller – Section 195)

Buyer’s Step-by-Step TDS Compliance Checklist (NRI Seller – Section 195)

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By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News When you purchase property from a Non-Resident Indian (NRI), TDS compliance works very differently compared to buying from a resident. Instead of 1% under Section 194-IA, buyers must deduct tax under Section 195. This involves […]

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Selling Property with a Loan in Thane & Mumbai – Step-by-Step Guide

Selling Property with a Loan in Thane & Mumbai – Step-by-Step Guide

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By Arosh John | Founder – John Real Estate (MahaRERA Registered) | Editor-in-Chief – Thane Real Estate News Why This Is Important In Thane and Mumbai, it is common for sellers to sell property with an active loan, while buyers also finance their purchase through a home loan. These loan-to-loan resale transactions are routine, but

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Penalties & Issues If You Don’t Disclose NRI Status or Follow TDS Rules in Property Sales

Penalties & Issues If You Don’t Disclose NRI Status or Follow TDS Rules in Property Sales

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By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News When buying property from an NRI, many buyers mistakenly deduct only 1% TDS under Section 194-IA using Form 26QB. That provision applies only to resident sellers. For NRIs, the correct section is 195, which requires

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Documents You Need for a Lower or Nil TDS Certificate (Form 13) When Selling Property as an NRI

Documents You Need for a Lower or Nil TDS Certificate (Form 13) When Selling Property as an NRI

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By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News When an NRI sells a property in India, the buyer is required to deduct TDS under Section 195. By default, this deduction is on the entire sale value, not just the profit. That often blocks

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Why Societies & Developers Must Verify Agreements Before NOC

Why Societies & Developers Must Verify Agreements Before Issuing NOC

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By Arosh John | Founder – John Real Estate (MahaRERA Registered) | Editor-in-Chief – Thane Real Estate News The Issue In resale property transactions in Thane and Mumbai, banks require a society or developer NOC before loan disbursement. If a society has been formed, it issues the NOC; otherwise, the builder/developer provides it. At times,

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Carpet Area vs RERA Carpet Area: What Buyers Must Know

Carpet Area vs RERA Carpet Area: What Buyers Must Know

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By Arosh John | Founder – John Real Estate | Editor-in-Chief – Thane Real Estate News When you hear “carpet area” while buying a home, it may sound simple. But in reality, there are two very different versions of this term—Carpet Area (traditional) and RERA Carpet Area (legal standard). Understanding the difference could save you

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Asset Reconstruction Companies (ARC) – Their Role in Auctions Explained

Asset Reconstruction Companies (ARC) – Their Role in Auctions Explained

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By Arosh John | Founder – John Real Estate | Editor-in-Chief – Thane Real Estate News What is an ARC? In India’s financial ecosystem, Asset Reconstruction Companies (ARCs) play a crucial role in handling distressed assets. Registered with the Reserve Bank of India (RBI) under the SARFAESI Act, 2002, ARCs specialise in acquiring and resolving

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Society Maintenance in Maharashtra: Why Timely Payment is Your Responsibility & What Happens If You Default

Society Maintenance in Maharashtra: Why Timely Payment is Your Responsibility & What Happens If You Default

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By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News Why timely maintenance payments matter Housing societies in Thane and Mumbai rely on member contributions to cover essential expenses—municipal taxes, water, common electricity, lifts, repairs, sinking fund, and insurance. The Maharashtra Model Bye-laws clearly define

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The Complete Guide to FCAM in Maharashtra Townships

The Complete Guide to FCAM in Maharashtra Townships

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By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News Why this guide matters Township residents across Thane and Mumbai often face confusion about Federation/Common Area Maintenance (FCAM) — why two sets of bills exist, how long developers can collect FCAM, when handover should happen,

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FCAM Transparency Before Handover: What Township Residents Can Do

FCAM Transparency Before Handover: What Township Residents Can Do

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By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News The Challenge Understanding FCAM Charges: A Key to Financial ControlIn large township projects, developers often collect Federation/Common Area Maintenance (FCAM) charges before the federation (apex body) is formed. This practice, while ensuring the maintenance of

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