Buyer & Seller Guides

Expert buyer and seller real-estate guides by Arosh John — covering Thane, Mumbai and India. Learn documentation, taxation, TDS, RERA, and transaction best practices.

DTAA Benefits for NRIs: How to Claim Tax Relief on Property Sale Proceeds

DTAA Benefits for NRIs: How to Claim Tax Relief on Property Sale Proceeds

By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News One of the biggest concerns for NRIs selling property in India is double taxation. You may pay tax in India on capital gains and again in your country of residence. Fortunately, India has signed Double […]

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Repatriation of Funds Abroad by NRIs After Property Sale: Process & Documents

Repatriation of Funds Abroad by NRIs After Property Sale: Process & Documents

By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News Selling a property in India is only part of the journey for an NRI. The bigger challenge often lies in repatriating the sale proceeds abroad. Indian exchange control laws (FEMA) and banking rules require specific

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Capital Gains Computation Rules for NRIs: Updated Framework in 2025

Capital Gains Computation Rules for NRIs: Updated Framework in 2025

By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News When NRIs sell property in India, the taxable base is the capital gain—the difference between sale proceeds and cost of acquisition, improvements, and selling expenses. However, unless a Lower/Nil Deduction Certificate (Form 13) is obtained,

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Buyer’s Step-by-Step TDS Compliance Checklist (NRI Seller – Section 195)

Buyer’s Step-by-Step TDS Compliance Checklist (NRI Seller – Section 195)

By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News When you purchase property from a Non-Resident Indian (NRI), TDS compliance works very differently compared to buying from a resident. Instead of 1% under Section 194-IA, buyers must deduct tax under Section 195. This involves

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Selling Property with a Loan in Thane & Mumbai – Step-by-Step Guide

Selling Property with a Loan in Thane & Mumbai – Step-by-Step Guide

By Arosh John | Founder – John Real Estate (MahaRERA Registered) | Editor-in-Chief – Thane Real Estate News Why This Is Important In Thane and Mumbai, it is common for sellers to sell property with an active loan, while buyers also finance their purchase through a home loan. These loan-to-loan resale transactions are routine, but

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Penalties & Issues If You Don’t Disclose NRI Status or Follow TDS Rules in Property Sales

Penalties & Issues If You Don’t Disclose NRI Status or Follow TDS Rules in Property Sales

By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News When buying property from an NRI, many buyers mistakenly deduct only 1% TDS under Section 194-IA using Form 26QB. That provision applies only to resident sellers. For NRIs, the correct section is 195, which requires

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Documents You Need for a Lower or Nil TDS Certificate (Form 13) When Selling Property as an NRI

Documents You Need for a Lower or Nil TDS Certificate (Form 13) When Selling Property as an NRI

By Arosh John | Founder – John Real Estate (MahaRERA Reg. No. A51700001835) | Editor-in-Chief – Thane Real Estate News When an NRI sells a property in India, the buyer is required to deduct TDS under Section 195. By default, this deduction is on the entire sale value, not just the profit. That often blocks

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Why Societies & Developers Must Verify Agreements Before NOC

Why Societies & Developers Must Verify Agreements Before Issuing NOC

By Arosh John | Founder – John Real Estate (MahaRERA Registered) | Editor-in-Chief – Thane Real Estate News The Issue In resale property transactions in Thane and Mumbai, banks require a society or developer NOC before loan disbursement. If a society has been formed, it issues the NOC; otherwise, the builder/developer provides it. At times,

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Carpet Area vs RERA Carpet Area: What Buyers Must Know

Carpet Area vs RERA Carpet Area: What Buyers Must Know

By Arosh John | Founder – John Real Estate | Editor-in-Chief – Thane Real Estate News When you hear “carpet area” while buying a home, it may sound simple. But in reality, there are two very different versions of this term—Carpet Area (traditional) and RERA Carpet Area (legal standard). Understanding the difference could save you

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Asset Reconstruction Companies (ARC) – Their Role in Auctions Explained

Asset Reconstruction Companies (ARC) – Their Role in Auctions Explained

By Arosh John | Founder – John Real Estate | Editor-in-Chief – Thane Real Estate News What is an ARC? In India’s financial ecosystem, Asset Reconstruction Companies (ARCs) play a crucial role in handling distressed assets. Registered with the Reserve Bank of India (RBI) under the SARFAESI Act, 2002, ARCs specialise in acquiring and resolving

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